Guided walks you through every card and rule. Free play deals the whole hand at once.
Standard takes a 5% commission on Banker wins. EZ Baccarat pays Banker even money but pushes when Banker wins with a three-card 7, and adds the Dragon 7 and Panda 8 side bets.
I’ll walk you through each card.
You don’t play a hand. Two hands get dealt, Player and Banker, and you bet on which one ends up closer to 9. Every draw is decided by fixed rules, so the only decision you make is the bet.
| Banker has | Banker draws when Player’s 3rd card is |
|---|---|
| 0, 1, 2 | always draws |
| 3 | anything except 8 |
| 4 | 2–7 |
| 5 | 4–7 |
| 6 | 6 or 7 |
| 7 | stands |
You never have to remember this at a casino; the dealer runs it. Knowing it just makes the game readable.
| Bet | Pays | House edge |
|---|---|---|
| Banker | 0.95 to 1 (5% commission) | 1.06% |
| Player | 1 to 1 | 1.24% |
| Tie | 8 to 1 (Player/Banker push) | 14.4% |
| Player / Banker Pair | 11 to 1 | 10.4% |
| EZ: Banker | 1 to 1, push on 3-card 7 | 1.02% |
| EZ: Dragon 7 | 40 to 1 | 7.6% |
| EZ: Panda 8 | 25 to 1 | 10.2% |
Best Bet Banker every hand. It wins about 45.9% of the time vs 44.6% for Player, which is why it pays a commission. Avoid Tie and the side bets.
The bead road at the top shows past results. Every hand is independent, so streaks and patterns don’t predict anything. It’s there because casinos show one.
Odds and edges per the Wizard of Odds (8 decks). Commission and side bets vary by casino.